Clarity for every market cycle.
CAREphilosophy® brings structure to investment decisions—helping you stay focused, avoid costly emotional reactions and remain aligned with your long-term goals.
Investing is rarely difficult because of a lack of information.
It becomes difficult when uncertainty, noise and emotion pull decisions away from the plan.
Our role is to simplify that complexity. CARE combines a disciplined portfolio framework with education and ongoing advice, so decisions can be made with perspective—not in reaction to headlines.
The real risk is not only the market. It is how we react.
Markets rise and fall. When confidence is high, investors can be tempted to buy after prices have risen. When fear takes over, they may sell after markets have fallen. This cycle can quietly erode long-term wealth.
CARE creates a decision-making structure around these moments, supported by your adviser.
A disciplined portfolio starts with structure.
CARE focuses attention on the decisions that can be planned and governed: portfolio construction, diversification, implementation and behaviour.
Build deliberately
Portfolio settings reflect your objectives, time horizon, needs and capacity for risk.
Stay diversified
Risk is spread across investments and market environments rather than concentrated in a single view.
Decide with discipline
A clear process helps separate considered changes from short-term reaction.
Allocation before prediction.
Research cited by CARE emphasises that portfolio structure is a major contributor to investment outcomes. The precise allocation is personal; the principle is consistent—build deliberately, diversify and review.
Illustrative only—not a recommended portfolio or statement of expected return.
Overseen by experienced market professionals.
The CARE Investment Committee brings together expertise in funds management, risk and compliance, portfolio construction and investor behaviour.
Its role is to provide disciplined oversight of the philosophy and the investment decisions that support it—helping ensure portfolios remain considered, robust and aligned with their purpose.
Emmanuel Calligeris
Chairman, Investment Committee
BEc, MBus (Finance)
More than 20 years as Chief Investment Officer at OnePath Investments, managing $13 billion in assets.
Rob McGregor
Founder, CARE
SIA (Aff), ADFP
Co-founder of GPS Wealth and architect of CARE over 15 years, managing $100 million in client funds.
Grahame Evans
Risk and Compliance
GAICD, DipSM, MBA
More than 35 years in financial services, specialising in risk and regulatory compliance.
Dr Mark Brimble
Independent Member
BCom (Hons), PhD, CPA, FFin
Doctorate in capital markets with specialist research expertise in investor behaviour.
From philosophy to confident action.
Your philosophy
We establish the principles that will guide decisions before markets test them.
Your portfolio
We translate those principles into a structured, diversified investment approach.
Ongoing advice
We review progress, changing circumstances and the decisions that matter.
Long-term outcomes
We keep wealth aligned with the life, priorities and confidence it is designed to support.
Read the Acquira CARE Investment Guide
Explore the framework, evidence and investment principles in more detail.
Important information: This material is general information only and does not take account of your objectives, financial situation or needs. Before acting, consider whether the information is appropriate for you and seek personal advice. Investments can rise and fall in value. Past performance is not a reliable indicator of future performance. CAREphilosophy® and associated material are used with permission.
A clearer way forward starts with a conversation.
We can help you understand how a structured investment philosophy may fit within your broader financial plan.
