Most of us don’t think twice about recycling our plastics and paper waste to help save the environment, but what about recycling debt. Is that a good way to save money? Debt recycling is the process of replacing mortgage debt or bad debt with investment debt, which is known as good debt. This strategy […]
I have outlined some of the proposed changes to superannuation, with some seemingly having retrospective implications for those already in retirement phase. We can be certain, that if life nothing remains the same and with change comes the challenge of how to best adapt.
What we can be certain is that Santa certainly did not […]
Most investors would rather forget the last 6 months as some of the healthy returns from the last 5 years have been swiftly wiped away.
Looking back over the last 5 years we can see both the rises and falls have quite volatile but since the middle of last year, when the market nearly reached 6000, the fall to today’s […]
Today I received some news that shocked me and made me sick to my stomach. In September last year I met a young couple with a family who wanted to get their financial situation in order but sadly that will never happen now. At 38, the young man and father of 3 sadly passed […]
Reflecting on 2015, investment market returns were strong in the first half and weak in the second, echoing substantial falls in commodity prices (iron ore, gold, and oil) and falls in bank stocks in Australia caused by an increased capital requirements im-posed by APRA, the regulator. Markets have not been satisfied that adequate debt […]
The Sydney Morning Herald’s 9th October Headline Reads:
ASX enjoys best week since December 2011.
Yet just a few weeks ago the media was causing panic about falling markets, concerns with China’s slowing economy and the sluggish US jobs. With anything the media loves to focus on the short term and as investors we need to continue […]
I was only yesterday reading some commentary provided to me by our investment committee at GPS. It promoted me today to grab some screen shots from Yahoo Finance because the short term volatility always seems more magnified when looking at it without long term context.
You can see that in the short term (over the last […]
Acquira Wealth Partners senior financial adviser Reine Clemow and his business were named new adviser of the year and new practice of the year by dealer group GPS Wealth at its annual conference last month.
GPS rewarded a number of individuals and businesses for excellence in a variety of hotly contested areas, representing a significant […]
In early July 2015, Reine and Nicole Clemow, joined a group of some of Australia’s most successful financial advisers attending the GPS Wealth conference. The conference focused on Mastery of the Client Experience and over the 4 day event, a host of speakers shared ideas and imparted skills on the gaining mastery.
Industry expert Andrew Inwood from Core […]
